Terms & Conditions

1. Acceptance of these terms

By creating an account or using My Opinion Panel, you agree to these Terms & Conditions. If you do not agree, please do not use the service. This is a general template and should be reviewed by qualified counsel before publication.

2. Membership

• Membership is free and voluntary.
• You must meet the minimum age ([ADD MINIMUM AGE]) and provide accurate information.
• You are responsible for keeping your login credentials secure.

3. Surveys & eligibility

Survey invitations depend on active studies and your profile. Some surveys include screening questions, and you may be screened out if you are not part of the target audience. Participation is always optional.

4. Points & rewards

• Points are awarded for eligible, completed survey participation as described for each survey.
• Rewards, redemption thresholds, availability and any point expiry are governed by the program terms in effect and may vary by country.
• We do not guarantee income, specific rewards, or a minimum number of surveys.
• We may adjust points or withhold rewards where fraud, abuse or invalid responses are detected.

5. Acceptable use

You agree not to submit false information, use automated tools, hold multiple accounts, or otherwise misuse the platform. Violations may result in suspension or termination and forfeiture of points.

6. Account closure

You may close your account at any time. We may suspend or terminate accounts that breach these terms or applicable law.

7. Disclaimers & liability

The service is provided "as is". To the extent permitted by law, we disclaim implied warranties and limit our liability. Nothing here excludes rights that cannot be excluded under applicable law. Governing law: [ADD JURISDICTION].

8. Changes to these terms

We may update these terms from time to time. Continued use after changes take effect constitutes acceptance.

9. Contact

Questions about these terms? Email support@myopinionpanel.com.